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Michael has a strong history of supporting SME and mid-market firms, with a specialist knowledge of complex debt structures and a focus on delivering exceptional service.

Some of Michael’s career highlights include a £4m FID facility to support recruitment for a Cheshire-based manufacturer and a £10m ABL for a North-East producer of cleaning equipment.

Julian has strong commercial lending experience, with specialist knowledge of the consumer retail, technology and media sectors. Career highlights include a £5m facility for social-first publisher Jungle Creations and a £10m facility for a digital freight forwarding start-up.

He was also part of the GapCap team, which was acquired by the Growth Lending Group in 2020, bringing with him first-hand experience of the transition from start-up to scale-up.

Having two dogs and a daughter means that Gemma’s weekends are spent trekking around local parks, which almost always ends with her juggling a scooter, twigs and child. She enjoys interior design, from upcycling to making flower boxes from scratch, and recently discovered a hidden talent for darts.

Tom has structured and closed numerous transactions across London and the Midlands, including growth facilities, acquisitions and refinances.

Positive and motivated, with extensive experience in the ABL market, Tom works closely with the professional advisory community and has forged strong working relationships with accountancy firms, corporate finance, debt advisors, restructuring professionals and brokers – with the aim of being their first-choice funding partner.

A keen runner with marathons under her belt, Vicki loves escaping to the Lake District and is planning to walk all 214 Wainwrights. She is teaching herself (slowly) to play the piano and remains a 1990s indie girl at heart, forever praying that Oasis will reform.

Kelvin has significant and broad sectorial experience, having supported numerous management teams and stakeholders with buy-outs, buy-ins, restructuring and scaling and has expertise in structuring complex, multi-asset class facilities.

He actively seeks to engage with external partners and funders to best-support the aspirations of growing businesses and in his spare time sports-mad Kelvin is a keen golfer, regularly plays tennis and enjoys skiing – as well as the après!

Still holding on to his aspirations of making it as a professional sportsman in some shape or form, Jack can often be found on the football pitch, tennis court or golf course, slowly coming to terms with reality.