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Business Development Manager

Michael Collins

Yorkshire and North East

Michael has a strong history of supporting SME and mid-market firms, with a specialist knowledge of complex debt structures and a focus on delivering exceptional service.

Some of Michael’s career highlights include a £4m FID facility to support recruitment for a Cheshire-based manufacturer and a £10m ABL for a North-East producer of cleaning equipment.

  • 7 years of commercial lending experience
  • Chartered banker with a Diploma in Financial Analysis and Level 3 and 4 Banking and Financial Services BPP
  • Specialist knowledge of logistics, recruitment and manufacturing
  • Previously worked for Metro Bank and NatWest Group
+44 7553 230959


Julian Hornby


Julian has strong commercial lending experience, with specialist knowledge of the consumer retail, technology and media sectors. Career highlights include a £5m facility for social-first publisher Jungle Creations and a £10m facility for a digital freight forwarding start-up.

He was also part of the GapCap team, which was acquired by the Growth Lending Group in 2020, bringing with him first-hand experience of the transition from start-up to scale-up.

  • More than 6 years’ experience
  • Chartered Management Accountant (CIMA, 2019) 
  • BSc, Management (Accounting and Finance), University of Manchester
+44 (0)20 3854 3530
Gemma Pyne

Business development executive

Gemma Pyne


Having two dogs and a daughter means that Gemma’s weekends are spent trekking around local parks, which almost always ends with her juggling a scooter, twigs and child. She enjoys interior design, from upcycling to making flower boxes from scratch, and recently discovered a hidden talent for darts.

  • Formerly worked for Siemens Invoice Finance
  • Currently completing a UK Finance foundation course
  • Previously completed a six-month Women’s IMPACT Programme
0203 746 1912
Tom Stewart

Regional director

Tom Stewart

London and Midlands

Tom has structured and closed numerous transactions across London and the Midlands, including growth facilities, acquisitions and refinances.

Positive and motivated, with extensive experience in the ABL market, Tom works closely with the professional advisory community and has forged strong working relationships with accountancy firms, corporate finance, debt advisors, restructuring professionals and brokers – with the aim of being their first-choice funding partner.

  •  9 years’ experience in ABL and receivables finance
  • Previously worked at RBS and Bibby Corporate
  • BA (Hons), Business Studies, University of Northumbria
  • Jönköping International Business School, one-year International Entrepreneurship Course in Sweden
  • Tom’s experience abroad has embedded an appreciation and passion for structuring facilities for UK businesses with international growth ambitions
+44 (0)7783 767260


Vicki Taylor

North West and Midlands

A keen runner with marathons under her belt, Vicki loves escaping to the Lake District and is planning to walk all 214 Wainwrights. She is teaching herself (slowly) to play the piano and remains a 1990s indie girl at heart, forever praying that Oasis will reform.

  • BA, Politics, University of Liverpool
  • Began her career in asset-based lending in 2007
  • Previously worked for ABN AMRO, RBS and Entrepreneurial Spark
+44 (0)7933 821501


Kelvin Thomas

South West and Wales

Kelvin has significant and broad sectorial experience, having supported numerous management teams and stakeholders with buy-outs, buy-ins, restructuring and scaling and has expertise in structuring complex, multi-asset class facilities.

He actively seeks to engage with external partners and funders to best-support the aspirations of growing businesses and in his spare time sports-mad Kelvin is a keen golfer, regularly plays tennis and enjoys skiing – as well as the après!

  • 25 years’ experience in ABL and receivables finance
  • 14 years with ABN AMRO as a Sales Director and has previously occupied senior roles at bank-owned and independent funders
  • Economics graduate
  • Deep appreciation and knowledge of key economic and market factors within Wales and the South West and their impact on SMEs
+447742 514101

Commercial director

Jack Trowbridge


Still holding on to his aspirations of making it as a professional sportsman in some shape or form, Jack can often be found on the football pitch, tennis court or golf course, slowly coming to terms with reality.

  • BA, English, University of Bristol
  • Founding partner of the fintech lender GapCap (now part of Growth Lending)
  • Played a key role in achieving Growth Lending’s CBILS accreditation in 2020
  • Now heads up the Growth Lending Commercial Team
+44 (0)7525 118397

Speak to the client team


Portfolio Manager

Rob Adams


Rob is an invoice finance and asset based lending specialist with more that 17 years’ experience. He has been a Portfolio Manager for 12 years, looking after businesses across a variety of industries, with facilities up to £10m.

Rob has a wealth of knowledge in supporting business growth, as well as a strong understanding of refinancing, restructuring, turnaround, M&A and MBO/MBIs.

In his spare time he has a keen interest in sports, albeit largely from the comfort of his sofa or the pub. He also enjoys cycling and kayaking, as well as attending his fair share of music festivals and gigs.

  • Began his career in invoice finance and asset-based lending in 2005
  • Has worked with firms in many sectors, managing facilities of up to £10m
  • Knowledge of refinancing, restructuring, turnaround, M&A and MBOs/MBIs
+44 (0)7933 821502

Funding manager

Danni Brooks


Danni is a born and bred Londoner – and Tottenham Hotspur fan – who is happiest when spending time with her family and friends. She recently discovered a love of cooking and has mastered a roast dinner, although people who know Danni would probably not label her as quite the chef… yet.

  • Began her career in digital marketing
  • Worked for GapCap (now part of Growth Lending) from when the firm was founded
  • Joined the team in 2015
07840 380048
Max updated

Funding manager

Max Cheveley Grayson


Since joining the Growth Lending team, Max has worked with a number of clients in the media sector, developing a strong knowledge of the challenges facing these businesses.

Beginning his career in the hospitality industry, Max has since immersed himself in all things FinTech and has a Foundation qualification from UK Finance.

  • More than 2 years’ financial experience
  • Began his career in the hospitality sector
  • Has immersed himself in FinTech since entering financial services
+44 (0)7517 100493

Portfolio manager

Johan van der Walt


With more than a decade of experience in audit and portfolio management, Johan’s specialist knowledge spans a range of sectors, including food and beverage, manufacturing, back-to-back lending, insurance and power and utilities.

Johan also has extensive experience looking after distressed businesses. Additionally, Johan was the inaugural winner of Growth Lending’s much-coveted MVP award!

  • 10 years’ experience in audit and portfolio management
  • Chartered accountant – CA (SA), 2014
  • Previously worked for Deloitte, EY and Outsourced CFO
  • Joined the team in 2018
+44 (0)7933 821831

All other enquiries

South West and Wales

40 Berkeley Square

020 7651 4935

London and Midlands

4th Floor
15 Crinan Street
N1 9SQ

020 7651 4935

North West

5th Floor
9 Charlotte Street
M1 4ET

020 7651 4935

Yorkshire and North East

Princes Exchange
2 Princes Square

+44 7553 230959